You'll need:
**two complimentary fabrics--one is your liner and one is your outer fabric
**batting
**snaps--I use magnetic
**thread, sewing machine, rotary cutter...the basics :)
Spray your fabric with heavy starch, sizing, whatever you want to use, and iron it smooth. The starch will be important in just a minute! Cut your outer fabric to a 11"x6" rectangle. Cut your liner fabric to 9"x4 7/8" (5 inches minus 1/8th of an inch). Cut your batting to 10"x4 7/8". Make yourself a quilt sandwich like this:
Outer fabric face UP + liner fabric face DOWN + batting, all lined up to your left bottom corner. Sew that long-side seam:
Now, you should end up with batting and the wrong side of your outer fabric on the outside, and the outer fabric SHOULD NOT lay smooth and flat. This is intentional. Trust me! :) Go back to your ironing board. Remember how I had you iron a hard crease earlier? Lay your sandwich down so that your hard crease is face up (batting down to the ironing board) and AWAY from you. Very gently lay your fingertips on the "extra" bunchy fabric. The starch you sprayed on your fabric earlier will make it easy for you to get a finger-crease here. Finger-press the fabric to the edge so that you get a zig-zag effect:
Then use your iron for a hard crease. That's one side. Flip the sandwich around so that your newly pressed zigzag edge is close to you and hold that crease with one hand. Use your other hand and finger-crease the other edge. Use your iron to hard-crease. If you look at the short edge of your project, you should see nothing wider than the batting, and the fabric zigzagged as above on both sides.
Back to your sewing machine! Holding those zigzags, sew that short seam.
Now turn it all inside out! You should end up with a 1/4" border along the long edges of your liner fabric, and--this is why you did it this way--no bulky folded batting at the edge. You're gonna care about that in a second! :)
Now is the fun part! Switch feet to a free-motion foot and quilt to your heart's content. :) I do a random stippling in a thread in one of the colors in the fabric, but you could just as easily use blending thread, invisible thread, or high-contrast thread. It's up to you!
Once it's all quilted--be sure to get around the snaps, too, to give them some stability--fold your flap. Now, remember where your liner fabric was "short"?
Now, here's where the flap actually stays down: close your piece (make sure your snaps meet, too--BEFORE you sew down the final seams is a good time to do this!). Find the crease where the top flap folds down, and sew that crease down:
Make it as tiny or as large as you want, so that your snaps line up. Once that crease is sewn down, open it back up. Change to an all-purpose foot. I have a machine that does fancy stitches, so I just chose one and sewed the "pouch" sides closed:
Sew both sides, and you are done! One change purse with no raw edges. :)
Questions? Comments? Clear as mud? Let me know!